New Commercial Package Insurance Products

We are pleased to announce the launch of a new range of commercial package insurance policies from ABC Insurance. There are three new policies - Shops, Property Owners and Offices & Surgeries Insurance.

They combine wide policy cover and competitive premiums with a class leading quotation and policy administration service. ABC, part of the LV= Group, is rapidly developing a portfolio of insurance products tailored for the insurance broker market. Our new commercial package insurance products follow the successful launch of the Business Insurance and Car Insurance policies in 2007.

ABC's Shops, Property Owners and Offices & Surgeries Insurance policies offer a comprehensive range of benefits including:

• Highly competitive premiums with discounts for ‘low claims' & multiple premises
• Comprehensive cover with high policy limits and Legal Expenses as standard
• A wide range of optional extensions including subsidence and terrorism cover
• A rapid quote service with access to knowledgeable Underwriters and key decision makers

All ABC's policies are underwritten by Liverpool Victoria Insurance Company Limited. They are available via authorised agents of ABC.

If you would like a quotation or require any assistance regarding ABC's Shops, Property Owners or Offices & Surgeries Insurance policies:

Call:  0845 640 5500
Fax:  0845 640 5501
Email:  enquiries@abcinsurance.co.uk

The following is a summary of the policy cover provided by ABC's Shops, Property Owners and Offices & Surgeries Insurance policies:

ABC's Property Owners Insurance policy provides comprehensive policy cover at competitive prices. It can accommodate multiple locations and both residential and commercial properties on a single policy.

Standard policy cover includes:

• Buildings
• Loss of Rent – 20% of the buildings sum insured
• Alternative Accommodation costs – 20% of the buildings sum insured
• Damage to internal and external fixed Glass
• Damage to Sanitary Ware - £2,500
• Unauthorised Use of Electricity & Gas - £10,000
• Trace & Access - £25,000
• Theft of Keys and Locks Replacement - £2,500
• Loss of Landlords Money on premises - £500
• Property Owners Liability - £2,000,000 limit of indemnity
• Legal Expenses - £100,000
• 24 hour Legal Helpline
• Index Linking

Optional extensions:

• Landlords Contents including communal areas
• Accidental Damage on Landlords Contents
• Accidental Damage on Buildings
• Subsidence
• Increased limit of indemnity on Property Owners Liability
• Employers Liability - £10,000,000 limit of indemnity
• Terrorism

ABC's Shops Insurance policy provides comprehensive policy cover which meets the requirements of a wide range of retail trades at competitive prices.

Standard policy cover includes:

• Contents including 25% seasonal increase on stock
• Business Interruption - £500,000 with a 24 month indemnity period
• Book Debts - £25,000
• Damage to internal and external fixed Glass
• Theft of Keys and Locks Replacement - £1,000
• Theft by Employees - £5,000
• Loss of Money in transit or in a locked safe overnight - £3,000
• Electrical or mechanical Breakdown of Equipment - £500,000
• Computer Breakdown - £250,000
• Refrigerated Contents - £15,000
• Public and Employers Liability - £2,000,000 limit of indemnity
• Employers Liability - £10,000,000 limit of indemnity
• Personal Accident (Assault)
• Legal Expenses - £100,000
• 24 hour Legal Helpline
• Index Linking

Optional extensions:

• Accidental Damage on Contents
• Buildings
• Accidental Damage on Buildings
• Subsidence
• All Risks on Portable Property
• Increased limit of indemnity on Public and Products Liability
• Loss of Licence - £100,000
• Terrorism

ABC's Offices & Surgeries Insurance policy provides comprehensive policy cover which meets the requirements of the professional services industry and surgeries at competitive prices.

Standard policy cover includes:

• Contents
• Business Interruption - £250,000 with a 24 month indemnity period
• Book Debts - £10,000
• Increased Cost of Working - £10,000
• Damage to internal and external fixed Glass
• Theft of Keys and Locks Replacement - £1,000
• Theft by Employees - £5,000
• Loss of Money in transit or in a locked safe overnight - £3,000
• Electrical or mechanical Breakdown of Equipment - £500,000
• Computer Breakdown - £250,000
• Refrigerated Contents – Foods £15,000 and Drugs £5,000
• Public and Employers Liability - £2,000,000 limit of indemnity
• Employers Liability - £10,000,000 limit of indemnity
• Personal Accident (Assault)
• Legal Expenses - £100,000
• 24 hour Legal Helpline
• Index Linking

Optional extensions:

• Accidental Damage on Contents
• Buildings
• Accidental Damage on Buildings
• Subsidence
• All Risks on Portable Property
• Increased limit of indemnity on Public and Products Liability
• Terrorism