Shops Insurance

ABC's Shops Insurance policy provides comprehensive policy cover which meets the requirements of a wide range of retail trades at competitive prices.

Standard policy cover includes:

• Contents including 25% seasonal increase on stock
• Business Interruption - £500,000 with a 24 month indemnity period
• Book Debts - £25,000
• Damage to internal and external fixed Glass
• Theft of Keys and Locks Replacement - £1,000
• Theft by Employees - £5,000
• Loss of Money in transit or in a locked safe overnight - £3,000
• Electrical or mechanical Breakdown of Equipment - £500,000
• Computer Breakdown - £250,000
• Refrigerated Contents - £15,000
• Public and Employers Liability - £2,000,000 limit of indemnity
• Employers' Liability - £10,000,000 limit of indemnity
• Personal Accident (Assault)
• Legal Expenses - £100,000
• 24 hour Legal Helpline
• Index Linking

Optional extensions:

• Accidental Damage on Contents
• Buildings
• Accidental Damage on Buildings
• Subsidence
• All Risks on Portable Property
• Increased limit of indemnity on Public and Products Liability
• Loss of Licence - £100,000
• Terrorism

The Shops Insurance policy is underwritten by Liverpool Victoria Insurance Company Limited and is available exclusively via our panel of carefully selected brokers.

 Shops Insurance policy document (PDF size 395kb)

 Shops Insurance policy summary (PDF size 29kb)