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Offices & Surgeries Insurance

ABC's Offices & Surgeries Insurance policy provides comprehensive policy cover which meets the requirements of the professional services industry and surgeries at competitive prices.

Standard policy cover includes:

  • Contents
  • Business Interruption - £250,000 with a 24 month indemnity period
  • Book Debts - £10,000
  • Increased Cost of Working - £10,000
  • Damage to internal and external fixed Glass
  • Theft of Keys and Locks Replacement - £1,000
  • Theft by Employees - £5,000
  • Loss of Money in transit or in a locked safe overnight - £3,000
  • Electrical or mechanical Breakdown of Equipment - £500,000
  • Computer Breakdown - £250,000
  • Refrigerated Contents – Foods £15,000 and Drugs £5,000
  • Public and Employers Liability - £2,000,000 limit of indemnity
  • Employers' Liability - £10,000,000 limit of indemnity
  • Personal Accident (Assault)
  • Legal Expenses - £100,000
  • 24 hour Legal Helpline
  • Index Linking

Optional extensions:

  • Accidental Damage on Contents
  • Buildings
  • Accidental Damage on Buildings
  • Subsidence
  • All Risks on Portable Property
  • Increased limit of indemnity on Public and Products Liability 
  • Terrorism

The Offices & Surgeries Insurance policy is underwritten by Liverpool Victoria Insurance Company Limited and is available exclusively via our panel of carefully selected brokers

Offices and Surgeries Insurance Policy Document

   Offices & Surgeries Insurance